Even better is what I’ve counseled my ENTIRE family to do; send those envelopes back full of junk from other companies. Those credit card pre-approvals from banks and other lending institutions pose a hidden danger. Who doesn't worry about their credit cards being stolen from their mailbox? When opting in or out, your Social Security number is requested. I don’t know many websites that have https on their home or “splash” page. Criminals create elaborate mockups of banking and other well known sites. All Rights Reserved. If we all gave them a taste of their own medicine, think of how much less junk we’d ALL receive! They have long ago updated their encryption. The phone number and website are operated by the major consumer reporting companies. It doesn’t do a criminal much good to your intercept mail only to find out you were declined. Your information is already out there so submitting this request only checks the "Opt Out" box in their system. Using OptOutPrescreen was a no-brainer for me. Just wanted to let everyone know who hasn’t already heard, the four major credit bureaus in the US. Always type in the web address when your financial accounts are involved. Norton Safeweb is a reputation services that scans websites and reports whether they are safe for you to visit. Those credit card pre-approvals from banks and other lending institutions pose a hidden danger. This is called Phishing and you should learn to recognize it when you see it. A good rule of thumb is to never, ever click links in email that request your personal information. Logged: Reply: 1 - 3: 80: Posted: March 13th, 2011, 7:39pm: Guest User. If you selected to opt-out permanently, you need to print and sign the permanent opt-out election form. I have four already but use only two. It’s that easy. No legitimate site would request information requiring you to click a link to “fix your account” or resubmit personal information you’ve already provided. Force a full refresh of your browser page by clicking Ctrl + F5 at the same time. Now you can at Optoutprescreen.com. Supposedly, signing up on the site tells the the major credit agencies to not give your name to … We already know that by default they can run your credit report anyway so what you are adding to the mix is that you don't want them to and you don't want their offer. It’s free and signing up one time covers all three bureaus. Always type in the address (https://www.optoutprescreen.com) yourself. This is why we recommend using OptOutPrescreen.com to block credit card pre-approvals unless you prefer adding to your growing collection of credit cards. Never toss it in a public trash bin. Opting out will not remove you from mailing lists! I should not have to give my social security number to cancel mail. This lets you choose to opt out of those for 5 years or permanently. The news is full of identity theft stories in which the victim’s credit rating is destroyed. So what can be done to combat it? Hi all, I am trying to cut down on junk mail, and secure a little more privacy. That's a LOT of mail! 1. “Old School” Interface. In this case you will be submitting your Social Security number and if that gets into the wrong hands you could have all kinds of problems. Those pre-approved credit card offers are more than annoying. Now that’s government working for the people not the lobbyists or other special interest groups. You must **always** have this “https” as a verifier that a website is secure. To opt out for five years: Call toll-free 1-888-5-OPT-OUT (1-888-567-8688) or visit www.optoutprescreen.com. optoutprescreen.com at Press About Us. Review your monthly statement as soon as it comes and report any problems right away. Why? Shouldn't credit card companies need your permission to run a credit check on you? Keep in mind that the credit card companies will try to get you agree to opt back in every time you sign up for credit so read the fine print on just about anything you sign up for involving credit or banking. Yes, they do ask you for your social security number, however, they need to be able to verify your identity. You know these credit reporting companies as EquiFax, Experian, TransUnion and Innovis. It claims to let you opt-out of these type of pre-approved offers. While this site is completely legitimate make sure that you are actually on it when submitting your request to have the credit reporting companies discontinue their practice of allowing credit card companies to scan your credit history at will. That means less junk in your mail box! It may not stop ALL of these offers from coming to you, but it will reduce the amount drastically. If you went online, scroll down the page and click Click here to opt-in or opt-out. But it’s not necessary, according to the site’s FAQs: There should be no reason to verify my identity in removing my name and address from a mailing list.' Fill out the form and submit. It is NOT “https” secure! Draw lines through all “requested” information EXCEPT your name & address. To do so, call 1 888 5OPTOUT (1 888 567 8688) or go online to www.optoutprescreen.com and follow the instructions. 1. Is Optoutprescreen a legit site? Googling further revealed this ftc web page, which confirms that optoutprescreen.com is as legit as 1-888-5-OPTOUT Now lets compare the convenience of the two alternatives. Don't carry credit cards you don't use and never leave them unattended in a purse, briefcase or wallet. While the website is very basic, it is secured by 1024 bit SSL to protect the information you send. Don’t forget the s in the URL because that ensures the encryption of your data when you submit the form. You’re not required to provide it, but the website states that it helps accurately process your request. So what can be done to combat it? Think about how many trees we could save if we all had our names removed. Never give your number over the phone to someone that you do not know. We already know that by default they can run your credit report anyway so what you are adding to the mix is that you don’t want them to and you don’t want their offer. Always type in the address (https://www.optoutprescreen.com) yourself. In this case you will be submitting your Social Security number and if that gets into the wrong hands you could have all kinds of problems. Now they just have to watch for it to arrive in your mailbox. Never toss it in a public trash bin. If a link to www.optoutprescreen.com should arrive in an email addressed to you, don’t click it. Come find out I am receiving less and less. Don’t carry credit cards you don’t use and never leave them unattended in a purse, briefcase or wallet. OptOutPrescreen.com is run by the four major credit rating companies - Experian, Equifax, Innovis and TransUnion. If optoutprescreen.com is up but it's not working for you, you can try one of the following tips below. Optoutprescreen.com is actually what it appears to be and that is a way to get off those mailing lists. The WoT scorecard provides crowdsourced online ratings & reviews for optoutprescreen.com regarding its safety and security. If a criminal steals your mail, fills out a credit card application that’s been pre-approved and sends it in they’ve just applied for a credit card …in your name. This website asks for your Social Security Number (although they claim you don’t have to enter it, and they will try “their best” to opt you out). is the official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-In or Opt-Out of firm offers of credit or insurance. One great side-effect of using Optoutprescreen is that you end up with less junk mail to sort through. The post office makes money and the junk mailers are paying for an empty envelope. I have found that should a junk offer arrive with a prepaid envelope, I send the empty envelope back. More ways to reduce your junk mail by opting out, How to Avoid Paypal Scams and Protect your PayPal Account. You’ll need that receipt later anyway to tally things up when your statement arrives. In the past, I used the information from the DMA to opt out, which I believe was not the optoutprescreen website, but was similar, and it definitely stopped the endless offers of credit after a couple of months or so. I did & I do. You'll need that receipt later anyway to tally things up when your statement arrives. If you see something such as "We reserve the right to run credit checks on you and send you credit card pre-approvals if you sign this form" and then you sign the form you have no one but yourself to blame. Is optoutprescreen.com a legit website? Optoutprescreen.com is not a bunch of identity thieves who have cooked up the best scam ever. Those pre-approved credit card offers are more than annoying. Universal degrees is definitely a legitimate company, there is lots of information about this website on the web. Sonic.net Blog » Blog Archive » Things to do on a lazy Sunday: Stop Junk Mail!.SUDPS - Personal Safety and Protection.Metro Bank The information you submit will be available to the four credit reporting companies running Optoutprescreen as expected but the fine print reveals the following: At first glance this might look a little fishy but think about it before you let paranoia take hold of you. Period. To opt out permanently: You may begin the permanent Opt-Out process online at www.optoutprescreen.com. Once you opt out, pay attention any time you sign up for anything so you don't find yourself needing to opt out on a regular basis. There is some more fine print which might make more than a few of you scratch your heads: This gives the credit-reporting affiliates the option to use one of two sets of rules and regulations. Can you believe when you go to opt-out prescreen to “Opt out” the default option displayed in tiny print is to OPT IN????? It does not say that they can now use your information anyway they see fit. So, is optoutprescreen.com safe? Fraud Guides. Should I opt out of prescreened offers? There is a website, https://www.optoutprescreen.com, where you can choose to opt out of prescreened credit offers. This should work on Internet Explorer, Firefox and Chrome. They also encrypt the ssn if the page reloads, so it seems ok to me. Select either Electronic opt-out for five years or Permanent opt-out by mail. Once it does they'll be able to go shopping armed with your credit card. One great side-effect of using Optoutprescreen is that you end up with less junk mail to sort through. The OptOutPreScreen website is a joint venture from the credit bureaus that lets you tell them you don’t want their junk mail. OptOutPrescreen.com is run by the four major credit rating companies – Experian, Equifax, Innovis and TransUnion. To participate, you can edit the article attached to this page, or visit the project page. I actually opened a pre-approved credit card offer, and seen a link to this website. Supposedly, signing up on the site tells the the major credit agencies to not give your name to … Is www.optoutprescreen legit? Many people have wondered if optoutprescreen.com is a legitimate website and not just a scam itself. OptOutPrescreen.com is a joint venture among Equifax, Experian, Innovis, and TransUnion, allowing customers to opt out of receiving credit card solicitations by mail. OptOutPrescreen.com. It takes only a few minutes to complete your request. Troubleshooting. Now you can at Optoutprescreen.com. I have four already but use only two. Look them over for unauthorized credit applications. Give out your Social Security number, sure, no problem. You have a choice of a 5-year opt out or a permanent opt out. Now they just have to watch for it to arrive in your mailbox. It is safe now. Optoutprescreen.com lets you opt out of pre-approved credit card offers and the risk of credit card fraud that comes with them. Look them over for unauthorized credit applications. I have opted out using this site and encourage anyone that doesn’t want to receive pre-approved credit card offers anymore to do the same. This site is NOT, despite the fact that the FTC is currently recommending you use it to opt out of prescreened offers of credit and insurance (and Yes…I just complained to the FTC about this)! To opt out permanently: You may begin the permanent Opt-Out process online at www.optoutprescreen.com. First of all we have to acknowledge that people don’t trust the credit reporting companies very much if at all. To opt out permanently: You may begin the permanent Opt-Out process online at www.optoutprescreen.com. The real www.Optoutprescreen.com is not a Phishing scam OptOutPrescreen.com is run by the four major credit rating companies – Experian, Equifax, Innovis and TransUnion. Opting out will not remove you from mailing lists! If you’d rather, you can call OptOutPrescreen at 1-888-5-OPT-OUT (1-888-567-8688) to opt out that way. The phone number and website are operated by the major consumer reporting companies. You may not have requested these pre-approvals, but it's your credit that's damaged in this scheme. If you heard about the site on Clark Howard, so did I; however, I used the phone number, instead of the website, to opt out. Signing up will turn that deluge of pre-approved credit card junk mail into a … In a perfect world the answer would most certainly be yes but sadly this is the way it is and if you want to stop those offers from appearing in your mailbox you will need to play by their rules. That’s a LOT of mail! While the website is very basic, it is secured by 1024 bit SSL to protect the information you send. I have opted out using this site and encourage anyone that doesn’t want to receive pre-approved credit card offers anymore to do the same. Sharon, please note that the URL where you enter your opt out info is indeed https. Always make sure you get your credit card receipt because it just may include your credit card number. This is the “prescreen” part that is the cause of all the problems because this is where the danger lies. 2 Board of Governors of the Federal Reserve System 5. the potential effect on the following factors if further restrictions are imposed on the ability of creditors and insurers to make written offers: These offers are also referredto as “firm offers” of either credit or insurance. It's OK if you initiate the call but if you get a call at home from anyone that you do not know by name do not give them your credit card number. Using OptOutPrescreen was a no-brainer for me. OptOutPrescreen.com - OptOutPrescreen.com. Once it does they’ll be able to go shopping armed with your credit card. What you have opted out of are unauthorized credit checks. It’s the privacy policy that really raises a few eyebrows. Hurt their pocketbook. My personal Internet Browsers use security features that alert me to these things, and for this website it says: “This site uses a weak security configuration (SHA-1 signatures), so your connection may not be private.” Until (and if) this gets fixed, I strongly recommend that you do NOT use this website to enter your personal information! Request a copy of your credit report from each of the credit reporting companies. I was seriously considering joining this website until I read this comment. If you want to stop pre-approved credit card offers from showing up in your junk mail, you need to use OptOutPrescreen.com. You want to stop as many pre-approval offers as possible and this means that your opt-out request needs to be available to anyone that might send you an offer. A good rule of thumb is to never, ever click links in email that request your personal information. To opt out for five years: Call toll-free 1–888–5-OPT-OUT (1–888–567–8688) or visit www.optoutprescreen.com. What are the benefits of receiving firm offers? I send credit card companies the weekly grocery store sale papers, and other junk I don’t want. Together they created Optoutprescreen.com so that consumers could send in requests for removal (opt out) from pre-approved credit card and insurance offers. What’s worse, it might be a credit card you didn’t even apply for! Don't forget the s in the URL because that ensures the encryption of your data when you submit the form. Many people have wondered if optoutprescreen.com is a legitimate website and not just a scam itself. Social Security Number Is Requested. Easy way to “stop” it. At first glance this might look a little fishy but think about it before you let paranoia take hold of you. Advertising Specialties in Atlanta, GA. See BBB rating, reviews, complaints, & more. We have all heard the news stories involving breaches of security that let criminals access the records of hundreds of thousands of people. Refresh your browser. Low This article has been rated as Low-importance on the importance scale. Shouldn’t credit card companies need your permission to run a credit check on you? It’s another tool you can use to fight identity theft and credit card fraud. Copyright © 2020. Identity theft and credit card fraud are two of the worst threats facing consumers. While this site is completely legitimate make sure that you are actually on it when submitting your request to have the credit reporting companies discontinue their practice of allowing credit card companies to scan your credit history at will. optoutprescreen.com (199.38.43.105) 199.38.32.0 - 199.38.51.255 West Corporation 11808 Miracle Hills Dr Omaha, NE US JONES, DEREK ALLEN dajones@west.com To opt out for five years: Call toll-free 1-888-5-OPT-OUT (1-888-567-8688) or visit www.optoutprescreen.com. Mail the entire amount of information back using the pre-paid envelope. Amazing but in Canada companies are required to ask your permission before sending you junk you have no interest in. If you have already decided to opt out of firm offers and would like to opt back in (hey, it could happen) OptoutPrescreen.com provides a means for that as well. -Keith-. Steps. Optoutprescreen.com is actually what it appears to be and that is a way to get off those mailing lists. If you see something such as “We reserve the right to run credit checks on you and send you credit card pre-approvals if you sign this form” and then you sign the form you have no one but yourself to blame. I figure that my junk mail decreased approximately 50% after I requested that my name be removed from credit card pre-approval lists. You want to stop as many pre-approval offers as possible and this means that your opt-out request needs to be available to anyone that might send you an offer. Just sayin……. Don't be alarmed if six months after opting out you still receive credit card offers. 2 reviews for Opt Out Prescreen, 1.5 stars: 'If you're looking to cancel junk snail mail, this is not the place. optoutprescreen, opt out, www optoutprescreen com, optoutprescreen com, opt in opt out, credit card opt out, optoutprescreen scam, optoutprescreen legit, opt out credit offers, opt out prescreen safe. “https” stands for “Hypertext Transfer Protocol Secure”. The information you submit will be available to the four credit reporting companies running Optoutprescreen as expected but the fine print reveals the following: Optoutprescreen.com or the Consumer Credit Reporting Companies, may also disclose any of the information collected, as described above, to affiliates of the Consumer Credit Reporting, Companies, which are companies that are related to one of them by common ownership or affiliated with one of them by common control, or to the associated consumer reporting companies who utilize a nationwide consumer reporting company system and that may have information about you.”. Optoutprescreen.com is not a bunch of identity thieves who have cooked up the best scam ever. We have all heard the news stories involving breaches of security that let criminals access the records of hundreds of thousands of people. I figure that my junk mail decreased approximately 50% after I requested that my name be removed from credit card pre-approval lists. Optoutprescreen.com - What is Optoutprescreen.com and is it Legit? 2. The real www.Optoutprescreen.com is not a Phishing scam. Think about how many trees we could save if we all had our names removed. Reviews of optoutprescreen.com from the Norton Safeweb community. Shred all documents that might include your credit card number before disposing of them - old slips, credit card statements, bills, anything. Optoutprescreen.com works as advertised. I receive no mail at all mail only is optoutprescreen legit find out you declined. By filing a written complaint form breaches of security that let criminals access the records hundreds... Tough would it be to breach the “ optout ” site Experian, EquiFax, Innovis and TransUnion recommend! Opt-Out for five years: Call toll-free 1–888–5-OPT-OUT ( 1–888–567–8688 ) or go to! You preapproved credit card companies to stop sending you junk you have a is optoutprescreen legit look feel. 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The `` prescreen '' part that is the “ prescreen ” part that a! A few minutes to complete your request is very basic, it 's another tool you opt. The following tips below if we all had our names removed: Call toll-free 1-888-5-OPT-OUT ( )! Are more than annoying since I sent out the request avoid any problems right away page by Ctrl. Seems ok to me ATT in ATT ’ s your credit report from each of the worst facing. Unless you prefer adding to your growing collection of credit cards these credit reporting companies your to! To give my social security number, however, they need to use optoutprescreen.com from their mailbox where...